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Just realized my Venmo balance was $3.47 and I had a rent check bouncing at 2am in Chicago
I was in my apartment in Chicago at 2am last Tuesday. I opened Venmo to send my buddy $12 for pizza and saw the balance was $3.47. Then I remembered the $1,200 rent check I wrote on Friday. I called my bank hotline and they said it would hit at 9am. So I transferred $400 from savings to checking and prayed the check cleared. It did, but the transfer took two days and I got a $35 overdraft fee anyway. So here is the debate: should I eat the fee and move on, or spend an hour on the phone arguing to get it waived? What would you do?
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miles_garcia17d ago
Wait, you called the bank at 2am and they picked up? That part seems off. Most hotlines just give you a recording that time of night. And a $35 fee on a $1,200 check when you actually had the money in savings, is that really a crisis? You moved the cash, the check cleared, you lost $35. That is a couple of lunches. Spending an hour on hold to maybe get it back is basically working for $35 an hour minus the hold music and the rage.
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