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Destroyed my kitchen floor and laughed at my old budgeting method
I spilled a full pot of chili on my linoleum last Tuesday and it bubbled up in three spots. That forced me to finally set up a real home repair sinking fund, now I put $50 a paycheck into it. Anyone else have a random disaster that made you switch from just tracking spending to actually planning ahead?
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bettyroberts20d ago
Started putting $40 from every paycheck into a separate savings account after my water heater burst at 2am and flooded half my basement. Made me realize I was just hoping nothing would break instead of actually preparing for it. Now I treat that savings like a bill I have to pay, not some optional thing. It gives me peace of mind knowing I won't be scrambling for cash when something goes wrong. Have you picked a specific amount to set aside each time or are you just winging it?
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hart.sage20d ago
Did you at least save some chili before the floor ate it? Last year my garbage disposal died mid-Thanksgiving and I just stood there holding a sink full of sludge like it was a personal attack. Now I stash $25 a week in a "mechanical apocalyptic fund" just in case.
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