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Realized I was budgeting backwards after a $47 overdraft fee in Austin
Honestly, I used to pay all my fixed bills first and then try to save whatever was left. That led to a $47 overdraft fee from a coffee shop run in Austin, and it hit me that I had been doing it wrong the whole time. Now I flip it, I pay my savings goal of $200 first like it's a bill, then budget the rest for groceries and fun. Which side are you on, pay bills first or save first, and what made you switch if you did?
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roberts951mo ago
Paying bills first kept a roof over my head, savings can wait.
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